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Franchise Financing

Wed, 23 Jul by Bryon Howard



In this video Dylan addresses a recent news article about the Men in Kilts franchise. He also outlines the types of costs involved in franchising, which included: tenant improvement financing, and equipment financing.

How to Make the Most Out of Your Home’s Outdoor Space

Tue, 22 Jul by Bryon Howard

Exterior Covered Patio With Fireplace And Furniture.

For many buyers, evaluation a home’s entertainment space is one of their first priorities.  Having a workable kitchen, a spacious dining room, and a cozy living room are all desirable qualities in a home.  But don’t forget about your outdoor space.  Creating an outdoor entertaining area is easy and affordable.  Even though you may only be able to use it for part of the year, it will bring you plenty of enjoyment during the warmer months.  Here are four ways to create the perfect outdoor entertaining area:

Create a comfortable conversation area.  There is always a great selection of outdoor furniture available a big box stores during the summer time.  Find a set that works with the size of your patio or deck.  It’s helpful if you have somewhere to store it during the off season so that your furniture will last for several years before it looks weathered.

Add some lighting.  There have never been as many outdoor lighting options available as there are now.  No need to bring in an electrician because many outdoor lights are solar powered.  Line your pathways and gardens with lights and pick up some citronella candles to illuminate your tables and keep the bugs away.

Incorporate greenery and colour.  You don’t need to have a green thumb to add some life to your patio area.  Pick up a few pre-made planters or hanging baskets at the beginning of the season.  As long as you follow the care instructions, your planters will last all season long.

Warm up your space.  Outdoor fireplaces are the perfect accent piece to complete your seating area.  Enclosed wood burning chimineas will add some extra warmth and are easy to maintain.  Many retailers are also carrying propane burning fireplaces.  Some are even built into the centre of a table for a beautiful focal point on your patio.

There is plenty of inspiration available online if you are looking for creative ways to use your outdoor space.  Spend a weekend or two creating your ideal entertaining area and you will have an entire summer of enjoyment, right in the comfort of your own back yard.

Are  you looking to Sell or Buy a home in Calgary and need someone who won’t rest until you’ve found your dream home or until your home is sold? I’ll work hard to earn your trust and to deliver exactly what you need. Contact me at 403-589-0004 or at

About Bryon Howard

Bryon Howard and his team of Calgary real estate professionals sell an average of two homes a week. He is a member of the MLS Million Point Club, which ranks him roughly in the top 1% of productive realtors in Calgary. His aim is not just to please clients but to help them buy/sell a home in Calgary at the best price, in the shortest time, and with the least hassle. He is a member of the RE/MAX House of Real Estate that leads in the Canadian market. Learn more about Bryon at

What alternative financing options are available for private businesses?

Tue, 22 Jul by Bryon Howard



Learn about what alternative financing options are available for private businesses. Although there are many types of alternative financing options available this video will address factoring (accounts receivable financing) and point-of-sale financing. It is important to understand businesses reasons for seeking alternative financing and if the type of financing is best for that particular business.

What is the best interest rate available?

Mon, 21 Jul by Bryon Howard



This video explains that it is difficult to pinpoint the best rate in the marketplace. Understanding the variables that are going to affect your interest rate is a first step to ensuring you get the best rate possible for your given situation.

How creative do I need to be when talking with a bank or lender?

Fri, 18 Jul by Bryon Howard



This video explains that you shouldn’t need to be creative when talking with a bank or lender. It is important to layout what it is you are looking for and ensure your math works to better your chances of receiving financing.

A Tale of Two Couples

Fri, 18 Jul by Bryon Howard



This video shows a real life example of two very different clients seeking funding. It is explains how sometimes regardless of net worth and credit score the bank has very specific qualifications that make it harder for some customers to get approved. Tips are given to try and avoid such obstacles.

What is mortgage insurance?

Wed, 16 Jul by Bryon Howard



This video explains what mortgage insurance is and how it protects the lender. It explains that based on the amount of your down payment customers may need to purchase mortgage insurance. How this cost is determined is then further explained to give individuals a full understanding of how mortgage insurance works.

Mortgage Renewal Surprise

Tue, 15 Jul by Bryon Howard



This video explains that when a customer’s mortgage comes up for renewal they should follow some tips to help them save money. It is important to shop the market, know the best rate, and speak to their bank to secure the best rate.

CMHC Insurance Announcement

Mon, 14 Jul by Bryon Howard


In this video segment recent CMHC changes are addressed. CMHC discontinued insurance for second homes and changed the criteria for self-employed borrowers. Such changes seem to be indicating that CMHC will be exiting as government organization and moving to the private sector.

Royal Banks gives employees a break

Fri, 11 Jul by Bryon Howard


A commentary is given on Royal Banks marketing strategy of giving employee preferred pricing for mortgages. The video explains that perhaps this strategy doesn’t offer the best deal but rather there are many other ways customers can ensure they get good interest rates. It is important to be prepared and ensure you have a competitive rate.

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Calgary Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.