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What do I need to watch out for when purchasing a home?

Tue, 26 Aug by Bryon Howard

 

 

Make your first time home buying experience a good one! There are some things you need to look out for to ensure your experience goes smoothly. It is important to do your homework and work with a great real estate agent. See more tips here! http://ow.ly/AxYvU

Business Owner Borrows Expensive Money

Tue, 19 Aug by Bryon Howard

Learn about how a business owner made the best out of a difficult financial situation. After hitting a rocky patch during the recession this business used different strategies to free up cash and keep their business running successfully. Find out how here.

Rental Properties: Determining Your Investment Strategy

Mon, 18 Aug by Bryon Howard

Signed Rental Application Document

In a strong real estate market, many people turn their attention to investment properties as a secure and profitable way to grow their money.  Unlike other means of investing, buying real estate allows you to secure your money in a profitable, tangible and desirable asset.  If you have considered investing in real estate as part of your overall financial plan, asking the right questions is a good place to start.

What is your long term plan?  Buying an investment property is not a one or two year strategy.  It requires patience for your investment to reach its full potential, but allowing the property to appreciate can be highly rewarding.  Whether you are considering purchasing a condo, house or multi-family dwelling, you need to evaluate your short term and long term expectations to choose the ideal property.

Are you looking for a property that will provide cash flow on a monthly basis?  The right property will bring in a few hundred dollars extra each month after the mortgage payment, property tax and any other fees.  If generating extra cash is your priority, you need to find a relatively inexpensive property that will bring in a higher monthly rent.

Are you looking for a property that will offer maximum appreciation over time?  Even if a rental property doesn’t provide a monthly cash flow, it can still be an incredibly lucrative investment.  Not only is someone else paying down most of your mortgage, but they are occupying the property as it goes up in value.  Once you decide to sell or refinance, you will have access to the return on your investment.

So why is Calgary a great place to buy a rental property? Over 43,000 people have moved into Alberta in the last twelve months.  This is the largest number in 23 years.  Most newcomers are looking to rent for the first few years that they are here, and this is putting a high demand on the Calgary rental market.  Worried about being a landlord?  There are many property management companies that will handle the responsibilities on your behalf.  Determine your expectations, find a great property, and let your money work for you.

Are  you looking to Sell or Buy a home in Calgary and need someone who won’t rest until you’ve found your dream home or until your home is sold? I’ll work hard to earn your trust and to deliver exactly what you need. Contact me at 403-589-0004 or at TheHowardTeam.net.

About Bryon Howard

Bryon Howard and his team of Calgary real estate professionals sell an average of two homes a week. He is a member of the MLS Million Point Club, which ranks him roughly in the top 1% of productive realtors in Calgary. His aim is not just to please clients but to help them buy/sell a home in Calgary at the best price, in the shortest time, and with the least hassle. He is a member of the RE/MAX House of Real Estate that leads in the Canadian market. Learn more about Bryon at TheHowardTeam.net.

How do banks and lenders approve mortgages and loans?

Thu, 14 Aug by Bryon Howard

 

 

Are you wondering how banks and lenders approve mortgages and loans? It’s not as complicated as you might think! You will need to be prepared to answer the banks questions, provide documentation, and finally prove out the math that indicates you are ready to be approved. These three simple steps can bring you one step closer to realizing your dreams http://ow.ly/A4Wcq

 

 

Need Something to Work Towards? Get Running!

Mon, 04 Aug by Bryon Howard

Marathon running race people competing in fitness and healthy ac

There is no better way to clear your mind than going for a nice long run.  Running is one of my favorite pastimes, and the warmer weather makes it so much easier to lace up and hit the pavement.  When you need that extra push to test your endurance and motivate you to get out on a regular basis, it’s a great idea to sign up for an organized run.

The Police Half Marathon is one of my favorite events, and it’s conveniently close to home.  This marathon, 5KM run and walk takes place every April.  The timing works great if you prefer to train while the weather is still cool.  I like to start training towards the end of January to make sure I am ready when the marathon finally arrives.

This year’s event was the 34th anniversary of the Police Half Marathon.  The starting line was at Mount Royal University and the route made its way through many different communities.  About 1500 runners participated in the half marathon and another 600 came out for the 5K run.  This year’s theme was “Cops and Joggers” and many people embraced the concept by dressing up in costume.  This year’s winner, my friend Frank Woolstecroft, took first place for the second time with a finish time of 1:15:12.  The event raises money for scholarships at Mount Royal University.

Looking to sign up for a run or walk to get you motivated this summer?  There are several great events to choose from.  The Night Race takes place on August 9th .  This is the ultimate party for runners as 2500+ people take the streets in neon colours and headlights.  Even if you don’t plan on participating, watching the glowing athletes light up our parks and paths is worth coming out to see.  The St. John’s Ambulance Run & Walk for life takes place on August 16th , and the Calgary Peace Run and Walk is scheduled for September 20th .

Are  you looking to Sell or Buy a home in Calgary and need someone who won’t rest until you’ve found your dream home or until your home is sold? I’ll work hard to earn your trust and to deliver exactly what you need. Contact me at 403-589-0004 or at TheHowardTeam.net.

About Bryon Howard

Bryon Howard and his team of Calgary real estate professionals sell an average of two homes a week. He is a member of the MLS Million Point Club, which ranks him roughly in the top 1% of productive realtors in Calgary. His aim is not just to please clients but to help them buy/sell a home in Calgary at the best price, in the shortest time, and with the least hassle. He is a member of the RE/MAX House of Real Estate that leads in the Canadian market. Learn more about Bryon at TheHowardTeam.net.

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Calgary Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.